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Planning

ELSS

The tax-saving instrument with the shortest lock-in and real growth potential.

Save tax under 80C while investing for genuine growth.

Equity Linked Savings Schemes let you claim deductions up to ₹1.5 lakh under Section 80C while participating in equity markets — with a lock-in of just three years, the shortest among 80C options. We help you choose ELSS funds that deserve a place in your portfolio beyond the tax break.

At a glance

  • Up to ₹1.5 lakh deduction under 80C
  • 3-year lock-in only
  • SIP or lump sum
  • Long-term equity growth

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Why it matters

The benefits of elss with JM Investments

01

Dual advantage

Tax deduction today, wealth creation over the long term.

02

Shortest lock-in

Just three years, versus five or more for most 80C alternatives.

03

Disciplined entry

ELSS via SIP spreads your tax-saving investment across the year.

How it works

A simple, transparent process

No complexity, no surprises — just a clear path from first conversation to confident investing.

01

Assess 80C

We review your existing deductions to find the right ELSS allocation.

02

Select funds

Consistent, well-managed schemes chosen for the long term.

03

Invest smartly

Lump sum or SIP, timed to avoid the year-end rush.

04

Track & reinvest

Post lock-in, we help you redeploy or continue compounding.

Good to know

ELSS — your questions answered

Clear answers to help you decide with confidence.

Yes. In ELSS via SIP, each instalment is locked in for three years from its own investment date.

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Let's build your elss plan together

Book a complimentary consultation and get a clear, personalised way forward — with no obligation.